The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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92 IZA Discussion Papers
IZA Discussion Paper No. 14876
Biased Survival Expectations and Behaviours: Does Domain Specific Information Matter?
Joan Costa-Font, Cristina Vilaplana-Prieto
published in: Journal of Risk and Uncertainty, 2022, 65, 285 - 317
IZA Discussion Paper No. 14759
Preferences, Financial Literacy, and Economic Development
Maddalena Davoli, Núria Rodríguez-Planas
IZA Discussion Paper No. 14653
Child Education-Induced Migration and Its Impact on the Economic Behaviors of Migrated Households in China
Weibo Yan, Peng Nie
published in: Applied Economics, 2023, 55 (7), 691-709
IZA Discussion Paper No. 14523
Using Bank Savings Product Design for Empowering Women and Agricultural Development
Jose C. Galdo
IZA Discussion Paper No. 14301
Financial Advice and Household Financial Portfolios
Sarah Brown, Alessandro Bucciol, Alberto Montagnoli, Karl Taylor
forthcoming in: Oxford Bulletin of Economics and Statistics, 2024
IZA Discussion Paper No. 14210
Reported MPC in the Presence of Debt
Hector Sala, Pedro Trivín
piblished in: Economics Letters, 2021, 205, 109929
IZA Discussion Paper No. 14193
A Bigger House at the Cost of an Empty Fridge? The Effect of Households' Indebtedness on Their Consumption: Micro-Evidence Using Belgian HFCS Data
Philip Du Caju, Guillaume Périlleux, François Rycx, Ilan Tojerow
published as 'A Bigger House at the Cost of an Empty Stomach? The Effect of Households' Indebtedness on Their Consumption: Micro-Evidence Using Belgian HFCS Data' in: Review of Economics of the Household, 2023, 21, 291 - 333
IZA Discussion Paper No. 13951
Risk Preference and Entrepreneurial Investment at the Top of the Wealth Distribution
Frank M. Fossen, Johannes König, Carsten Schröder
revised version published in: Empirical Economics, 2024, 66, 735–761
IZA Discussion Paper No. 13891
The Gender of Debt and Credit: Insights from Rural Tamil Nadu
Isabelle Guérin, Christophe Jalil Nordman, Elena Reboul
published in: World Development, 2021, 146, 105363
IZA Discussion Paper No. 13767
Transfer Payment Systems and Financial Distress: Insights from Health Insurance Premium Subsidies
Christian P. R. Schmid, Nicolas Schreiner, Alois Stutzer
revised version published in: Journal of the European Economic Association, 2022, 20 (5), 1829-1858
IZA Discussion Paper No. 13566
Financial Literacy, Risk and Time Preferences: Results from a Randomized Educational Intervention
Matthias Sutter, Michael Weyland, Anna Untertrifaller, Manuel Froitzheim
an updated version of this paper is available as IZA DP No. 16102
IZA Discussion Paper No. 13349
Culture and Adult Financial Literacy: Evidence from the United States
Maddalena Davoli, Núria Rodríguez-Planas
published in: Economics of Education Review, 2020, 78, 102013
IZA Discussion Paper No. 13178
Financial Education Affects Financial Knowledge and Downstream Behaviors
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
published in: Journal of Financial Economics, 2022, 145 (2), 255-272
IZA Discussion Paper No. 13169
On the Commitment Needs of Partially Naive Agents
Pan Liu, Torben M. Andersen, Joydeep Bhattacharya
IZA Discussion Paper No. 13077
How People React to Pension Risk
Nicolás Salamanca, Andries de Grip, Olaf Sleijpen
IZA Discussion Paper No. 12836
Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry
Kyle Herkenhoff, Gajendran Raveendranathan
published online in: Review of Economic Studies, rdae098, 24 October 2024
IZA Discussion Paper No. 12813
Improving Access to Savings through Mobile Money: Experimental Evidence from African Smallholder Farmers
Catia Batista, Pedro C. Vicente
published in: World Development, 2020, 129, 104905
IZA Discussion Paper No. 12744
The Effect of Increasing the Early Retirement Age on Savings Behavior Before Retirement
Stefan Etgeton, Björn Fischer, Han Ye
published as 'The Effect of Increasing Retirement Age on Households' Savings and Consumption Expenditure' in: Journal of Public Economics, 2023, 221, 104845
IZA Discussion Paper No. 12743
Differences in Euro-Area Household Finances and their Relevance for Monetary-Policy Transmission
Thomas Hintermaier, Winfried Koeniger
revised version forthcoming in: Quantitative Economics, 2025
IZA Discussion Paper No. 12562
The Diversity of Household Assets Holdings in the United States in 2007 and 2009: Measurement and Determinants
Eva Sierminska, Jacques Silber
published in: Review of the Economics of the Household, 2020, 18, 599 - 634
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