The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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60 IZA Discussion Papers
IZA Discussion Paper No. 11316
Mortgage Finance and Culture
Núria Rodríguez-Planas
published in: Journal of Regional Science, 2018, 58 (4), 786 - 821
IZA Discussion Paper No. 11257
Heterogeneous Effects of Credit Constraints on SMEs' Employment: Evidence from the Great Recession
David Cornille, François Rycx, Ilan Tojerow
published as 'Heterogeneous Effects of Credit Constraints on SME's Employment: Evidence from the European Sovereign Debt Crisis' in : Journal of Financial Stability, 2019, 41, 1-13
IZA Discussion Paper No. 10751
Consumer Loan Response to Permanent Labor Income Shocks: Evidence from a Major Minimum Wage Increase
Ibrahim Ethem Guney, Yavuz Selim Hacihasanoglu, Semih Tumen
IZA Discussion Paper No. 10323
Empowering the Vulnerable to Be Entrepreneurs: An Empirical Test on the Effectiveness of the Ghana Microfinance Policy 2006
Luis Diaz-Serrano, Frank Gyimah Sackey
IZA Discussion Paper No. 10229
Effects of Labor Reallocation on Productivity and Inequality: Insights from Studies on Transition
Joanna Tyrowicz, Lucas Van der Velde, Jan Svejnar
published in: Journal of Economic Surveys, 2017, 31 (3), 712-732
IZA Discussion Paper No. 10046
The Impact of Micro-Credit on Employment: Evidence from Bangladesh and Pakistan
Azhar Kahn, Twyeafur Rahman, Robert E. Wright
IZA Discussion Paper No. 10024
How to Help Poor Informal Workers to Save a Bit: Evidence from a Field Experiment in Kenya
Merve Akbas, Dan Ariely, David A. Robalino, Michael Weber
IZA Discussion Paper No. 10006
Effects of Credit Supply on Unemployment and Inequality
Subhayu Bandyopadhyay, Elias Dinopoulos, Bulent Unel
revised version published in: Federal Reserve Bank of St. Louis Review, 2018, 100 (4), 345-362
IZA Discussion Paper No. 9992
How Successful Are Banking Sector Reforms in Emerging Market Economies? Evidence from Impact of Monetary Policy on Levels and Structures of Firm Debt in India
Sumon K. Bhaumik, Ali M. Kutan, Sudipa Majumdar
published in: European Journal of Finance, 2018, 24 (12), 1047 - 1062
IZA Discussion Paper No. 9427
Trend-Spotting in the Housing Market
Nikos Askitas
published in: Cityscape - A Journal of Policy Development and Research, 2016, 18 (3), 185-198
IZA Discussion Paper No. 9267
Finance and Growth at the Firm Level: Evidence from SBA Loans
J. David Brown, John S. Earle
publlished in: Journal of Finance, 2017, 72 (3), 1039 - 1080
IZA Discussion Paper No. 8999
Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Luis Diaz-Serrano, Frank Gyimah Sackey
published as "Microfinance and credit rationing: does the microfinance type matter?" Journal of Sustainable Finance & Investment, 8(2), 114–131.
IZA Discussion Paper No. 8306
Cross-National Differences in Wealth Portfolios at the Intensive Margin: Is There a Role for Policy?
Karina Doorley, Eva Sierminska
published in: Research on Economic Inequality, 2014, 22, 43-85
IZA Discussion Paper No. 8294
Recovery Performance of Primary Agriculture Credit Societies in India: An Assessment
Rabin Mazumder, Chandrasekhar Chakravarty, Amit Kumar Bhandari
IZA Discussion Paper No. 8193
Do Interventions Targeted at Micro-Entrepreneurs and Small and Medium-Sized Firms Create Jobs? A Systematic Review of the Evidence for Low and Middle Income Countries
Michael Grimm, Anna Luisa Paffhausen
published in: Labour Economics, 2015, 32, 67-85
IZA Discussion Paper No. 7910
Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data
Olivier Coibion, Yuriy Gorodnichenko, Marianna Kudlyak, John Mondragon
IZA Discussion Paper No. 7872
Financial Markets, Banks' Cost of Funding, and Firms' Decisions: Lessons from Two Crises
Pierluigi Balduzzi, Emanuele Brancati, Fabio Schiantarelli
published in: Journal of Financial Intermediation, 2018, 36, 1-15
IZA Discussion Paper No. 7800
Incentive Pay and Performance: Insider Econometrics in a Multi-Unit Firm
Hein Bogaard, Jan Svejnar
published in: Labour Economics, 2018, 54, 100 - 115
IZA Discussion Paper No. 7734
To Own or Not to Own? Household Portfolios, Demographics and Institutions in a Cross-National Perspective
Eva Sierminska, Karina Doorley
published in: Journal of Income Distribution, 2018, 25 (1), 1-43
IZA Discussion Paper No. 7688
Is Climbing Difficult? A Gendered Analysis on the Use of Financial Services in Ghana and South Africa
Samuel Annim, Thankom Gopinath Arun
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